Disclosures and Agreements

Folionet

Folionet Customer Account Agreement Folionet Customer Relationship Summary Folionet Day Trading Disclosure Folionet Fee Schedule Folionet Margin Disclosure Statement Folionet Privacy Policy Folionet Leveraged & Inverse ETF Agreement Folionet Referral Disclosure Folionet Penny Stocks Folionet Code of Ethics Folionet ADV 2A & 2B (Brochure)Folionet IA – Client Agreement

Others

Apex Customer Agreement Apex Customer Information Brochure Apex Margin Account Agreement Apex Privacy Policy Market Data NYSE SEC Rule 606 – Order Execution – Routing Disclosure StoneX Comissions and Fees Plaid End User Privacy Policy

Fees Legal Information Important Information Disclosures CRS FINRA SEC SIPC

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Folionet Financial LLC Customer Relationship Summary.

All UI screenshots provided are for illustrative purposes only and any performance figures displayed should not be considered representative of actual performance. Any logos or mentions of other companies are for informational purposes only and do not imply affiliation or endorsement of these companies. Folionet App may not be available on all devices. Response time and platform availability are subject to market conditions and limitations of mobile and web connections. By using this website, you understand the information being presented is provided for informational purposes only and agree to our Terms of Use and Privacy Policy.

Investing involves risk. Past performance does not guarantee future success. Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes, and may not reflect actual future performance. Investment losses are possible, including the potential loss of all amounts invested, including principal.

Please carefully review our disclosures on margin accounts, day trading, leveraged ETFs, and ETPs, among other investment products that are available. Folionet Financial LLC and Folionet Advisers LLC offer investment products. Not FDIC insured, no bank guarantee and may lose value. Additionally, they are not insured by any federal government agency.

Brokerage Accounts

Brokerage services are provided by Folionet Financial LLC, a SEC-registered broker dealer and member of FINRA. Folionet Financial LLC is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request here. Additional information about our broker can be found by clicking here. Folionet Financial LLC has clearing agreements with Apex Clearing Corporation and StoneX Financial Inc.

Advisory Accounts

Investment advice is provided through Folionet Advisers LLC, a Florida Registered Investment Advisor. Please refer to our Advisor Brochure for important additional information. Certain investments are not suitable for all investors. Before investing, you should consider your investment objectives and any fees charged by us or other firms. The rate of return on investments can vary widely over time, especially for long-term investments. For more details, see our Form ADV Part 2A.

Margin Accounts

Trading on margin increases your level of risk and has the potential to magnify your losses, including loss of more than your initial investment. Please assess your investment objectives, risk tolerance, and financial circumstances to determine whether margin is appropriate for you. You must repay your margin debt regardless of the underlying value of the securities you purchased. Folionet Financial LLC can change its maintenance margin requirements at any time without prior notice. If the equity in your margin account falls below the minimum maintenance requirements, you may be required to deposit additional cash or securities. If you are unable to do so, Folionet Financial LLC may sell some or all of your securities, without prior approval or notice. You are not entitled to an extension of time on a margin call. Please carefully review our Margin Disclosure Statement, Margin Agreement, and Fee Schedule.

Fees and Commissions

Folionet Financial LLC charges a flat fee of $0.98 per trade on self-directed accounts. There may be additional regulatory costs related to FINRA and the SEC. Fees, commissions and rates may vary depending on the type of account, balance, product, among others. See our complete list of fees and rates.

Folionet Advisers LLC offers advisory services based on different portfolio strategies. Services are billed quarterly as a percentage of assets under management and are usually 1% annually. Please review Form ADV Part 2A for additional details.

To the General Public

Our brokerage and investment advisory services, available through our mobile app or website, are offered only in jurisdictions where their use is legal. The availability of brokerage or investment advisory services via the internet or mobile app does not constitute a solicitation or offer of brokerage or investment advisory services to any person in any jurisdiction where such solicitation or offer is not legal.It is highly recommended for individuals located outside the United States to verify whether our brokerage and investment advisory services can be used in their respective jurisdictions. Folionet Financial LLC and Folionet Advisers LLC are U.S.-based financial institutions and only registered in the United States.

We reserve the right to limit the availability of brokerage and investment advisory services to any person, geographic area, or jurisdiction at any time and at our sole discretion. Additionally, we do not guarantee that our services are appropriate or available for use in locations outside the United States, nor that access to our mobile app or website is legally permitted in countries or territories where brokerage or investment advisory services may be illegal. If you access brokerage or investment advisory services from other locations, you do so at your own risk and are responsible for complying with local laws.

Folionet Financial LLC and Folionet Advisers LLC are wholly owned subsidiaries of Folionet Holdings Inc.